ING Bank credit card application online access and conditions

Advertising

Curious how fast you can apply online and what checks stand between you and approval?

*You will stay on the same site.

This quick introduction walks you through the secure portal, basic eligibility, and the documents that speed up approval. You’ll learn how to log in if you already bank with the provider, or how to create access if you are new.

We’ll explain what “conditions” actually mean: identity verification, proof of address, and income details. You’ll also get a friendly view of everyday uses like contactless payments and travel bookings, plus how a separate payment method helps track spending.

Expect clear timelines from submission to delivery, and simple tips to avoid delays. Security steps such as multi-factor authentication keep your data safe during the process.

Take advantage of the ticket discounts here!

*You will stay on this site.

Apply online today: Accessing the ING credit card portal and starting your application

The portal guides you step-by-step so you can apply online with confidence. Sign in with your existing credentials or create a new, secure account and complete identity checks to get started.

Confirm your personal details and make sure your name, address in the Netherlands, and contact info match official documents. This helps avoid delays during review.

Enter basic financial data like employment status and monthly income so the bank can suggest a suitable limit. Upload clear digital copies of requested documents to speed up verification.

Choose how you want to receive updates and consent to the terms shown on screen. Review selections—limit, settings, and permissions—before you submit using the on-screen checklist.

Use two-factor authentication when prompted to protect your application. Track progress in your online banking or email, and reply quickly if additional information is requested.

*You will stay on the same site.

If you already hold a current account, expect prefilled fields and linked services for a faster setup. After approval, follow the prompts to activate, set your PIN, and enable mobile wallet features.

ING credit card Netherlands: Eligibility criteria, conditions, and required documents

Knowing the eligibility checklist and required paperwork saves time and avoids follow-up requests.

Expect standard rules: you must be a resident with a valid ID and of legal age. Be prepared to share income and employment details so the issuer can assess affordability and set a suitable starting limit.

The application includes a review of your credit history and current financial commitments. This helps determine whether the product fits your situation and what terms apply.

Keep these documents ready: a passport or national ID, a recent utility bill or registration letter as proof of address, and clear digital copies (PDF or high-res images). If you are self-employed, have recent bank statements or tax paperwork available.

Ensure personal details match across all documents and agree to the cardholder terms shown during the process. Final approval is at ING’s discretion and depends on the completeness and accuracy of your submission.

*You will stay on the same site.

Benefits you can expect: Features that fit everyday spending

From tap-and-go payments to spending alerts, the perks are built around your routine. Use contactless payments and mobile wallet options for quick stops at supermarkets, cafes, or public transport without fumbling for cash.

Stay on top of finances with clear monthly statements and real-time transaction alerts. Built-in security like chip-and-PIN and 3D Secure adds protection for online purchases.

You can freeze or unfreeze the card in-app if you misplace it. Request changes to your spending limits after approval to match your habits and goals.

Group subscriptions to track recurring payments and export statements to budgeting tools. When you travel, wide acceptance and secure currency handling let you pay with confidence abroad.

Helpful reminders reduce missed due dates, and multi-channel support is available if you need quick answers. These features make daily spending simpler and safer.

Ready to proceed? Start your application and get set up today

If you’re set to apply, collecting the right documents first makes the process much smoother. Have a valid ID, proof of address in the Netherlands, and recent income details ready before you begin.

Log in or create access on the online portal and follow the guided form. Review terms carefully, submit accurate information, and watch for status updates or requests for extra documents.

On approval, activate your card, set your PIN, and add it to your mobile wallet for instant use. Personalize alerts and limits in the app, add essential subscriptions slowly, and set reminders to pay on time.

Need help? Use in-app support or customer service for fast guidance so your account works well from day one.